Need help with financing?
Financing by 1st Mariner Bank
1st Mariner Mortgage is a subsidiary of 1st Mariner Bank of Baltimore. We have Processing, underwriting and closing all under one roof for quick and timely settlements and close transactions faster than the competition. As a Bank we have access to many types of mortgage products to accommodate the needs of our Clients along with many Government grant and closing cost assistance programs.
My name is Stephen Haney of the Haney Team. I have been in the mortgage business for 15 years and I have a lifetime of customer service experience (previous owner of Haney's Grocery and Deli in Hanover Maryland) My processor of 12 years Terri Selckmann has over 25 years in the mortgage business. Our Team has the knowledge and experience in this tough mortgage climate to put you at ease so you can enjoy the home buying experience. I am available until 9:00pm most evenings so please don't hesitate to call if you just have questions.
In a hurry? Call (410) 777-1009 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
